Al-Ishlah: Jurnal Pendidikan Vol.
16, 2 (June, 2.
, pp.
ISSN: 2087-9490 EISSN: 2597-940X.
DOI: 10.
35445/alishlah.
Exploring the Role of Family Economic Education in Meeting Economic Demands.
Sociocultural Dynamics, and Enhancing Economic Literacy Hendra Rustantono1.
Hamidi Rasyid2.
Tety Nur Cholifah3.
Yulia Eka Yanti4.
Sumiharti5.
Sainil Amral6.
Trio Saputra7.
Zuhri Saputra Hutabarat8 Universitas Islam Raden Rahmat.
Malang.
Indonesia.
hendrarus09@yahoo.
Universitas Islam Raden Rahmat.
Malang.
Indonesia.
hamidirasyid21@gmail.
Universitas Islam Raden Rahmat.
Malang.
Indonesia.
tetynurcholifah@gmail.
Universitas Islam Raden Rahmat.
Malang.
Indonesia.
yuliaekay@gmail.
Universitas Batanghari.
Jambi.
Indonesia.
sumi6565@gmail.
Universitas Batanghari Jambi.
Indonesia: amralsainil@gmail.
Universitas Lancang Kuning.
Pekanbaru.
Indonesia.
trio_saputra@unilak.
Universitas Batanghari.
Jambi.
Indonesia.
zuhri2saputra1hutabarat9@gmail.
ARTICLE INFO
Keywords:
Family Economic Education.
Economic Demands.
Socio-Cultural Order.
Economic Literacy Article history:
Received 2024-01-25
Revised 2024-06-10
Accepted 2024-06-30
ABSTRACT
This study investigates how family economic education influences students' financial behaviors, focusing on managing consumptive Five hypotheses are used in this study, which employs quantitative statistical analysis techniques.
One hundred and fifty of the 340 students enrolled in the Economics Education department at Jambi University were chosen for the study.
The study's conclusions show that: .
A student's financial management and consumption behavior are influenced by the kind of economic education they receive at home.
Family economic education gives guidance on socio-cultural order and economic literacy, helping to shape a child's non-consumptive personal character.
Having a solid understanding of economic demands allows one to plan ahead financially and make prudent financial decisions.
Students have a lot of understanding to change behavior from unintelligent to intelligent in understanding economic literacy and family economic education.
Through order socio-cultural lifestyle through family economic education, students no longer follow excessive styles, based on careful consideration and in accordance with needs.
This study came to the conclusion that in order for students to overcome their financial challenges, which include engaging in consumption activities, they must be able to master and apply economic knowledge acquired from family economic education, economic demands, socio-cultural order, and economic literacy in everyday life.
This is an open access article under the CC BY-NC-SA license.
Corresponding Author:
Hendra Rustantono Universitas Islam Raden Rahmat Malang.
hendrarus09@yahoo.
http://journal.
id/index.
php/alishlah Al-Ishlah: Jurnal Pendidikan,Vol.
16, 2 (June 2.
: 1947-1958
1948 of 1958
INTRODUCTION
Creating human resources of the highest grade requires education.
When people show behavioral changes in their daily lives, especially in the manner they carry out their acts, it may be stated that they are learning in this case.
For this reason, economic literacy, sociocultural order, family economic education, and economic requirements are important variables(Akhan, 2.
and (Kholifaturrohmah.
Mulasiwi, & Rosiana, 2.
A condition that describes someone who is able to understand basic economic problems well, so that they can carry out economic activities well, is explained as an understanding of wise decisions regarding resource allocation (Febrianty.
Ihsan.
Ahmad.
Hasan, & Marga, 2.
Understanding economics also helps to change behavior from unintelligent to intelligent.
Such as how to use income to save, manage finances, protect and meet life's needs (Pejkovski.
Kaeva, & Prof.
Making an intelligent decision is a choice that requires effort, apart from effort, individuals need to understand the appropriate conditions for making everyday economic decisions (Suratno & Hutabarat, 2.
In the campus environment, students learn about economics to support economic activities where students are able to manage their consumption needs well (Suratno.
Narmaditya, & Wibowo, 2.
and (Jamalludin, 2.
In relation to these requirements, family economic education, economic demands, socio-cultural order and economic literacy are an understanding of knowledge that a person, especially students, should have (Senduk, 2.
So that an inadequate understanding of economic literacy will show how someone experiences errors when making learning decisions and so on, where it is said that understanding economic sciences is very important and can affect the individual quality of life of each student (Indriyani.
Suparuddin, & Wiralaga, 2.
Students' level of understanding of economics is an important factor in decision-making activities and is an application of the basic economic concepts that have been studied in class (Dian Theodora.
Therefore, economic sciences including: family economic education, economic demands, sociocultural order, and economic literacy will shape rational behavior (Murniatiningsih, 2.
In principle, this knowledge is a tool to achieve goals, but in reality, not all individuals have a good understanding of economic sciences so that students can achieve prosperity (SaAoidah & Fitrayati, 2.
Aside from that, one of the indicators is having good judgment when it comes to allocating financial resources to get riches.
(Goso.
Alam.
Amar, & Munizu, 2.
The degree to which students grasp the fundamentals of economics also reveals how well or poorly they comprehend economic demands, sociocultural order, family economic education, and economic literacy.
It is also evident that each student's behavior patterns are influenced by their partial mastery of the economic sciences' concepts(Riady & Hutabarat, 2.
and (Hamilton.
Mittal.
Shah.
Thompson, & Griskevicius, 2.
students have a good basic knowledge of economics, their economic behavior will be better, and their economic behavior patterns will be more rational in managing their finances (Kurniadi, 2.
More clarity will be seen from understanding the theoretical concepts of economic sciences in making decisions related to family economic education, economic demands, socio-cultural order, and economic literacy (Sholichah & Pahlevi, 2.
and (Dacholfany.
Ikhwan.
Budiman, & Hutabarat, 2.
The importance of education in developing character in students can help to increase the quality of human resources, with the family serving as the primary foundation.
(Suparno Suparno.
Saptono.
Wibowo, & Putri, 2.
A non-school component that affects how people think, learn, and behave as a result of engaging in the educational process at school is their familial environment.
(McCready et al.
Economic education in the family can be carried out through example, habituation, and explanation regarding purchasing decisions (S Suparno.
Saptono.
Wibowo, & .
, 2.
This activity is a real form of informal education carried out to prevent consumer behavior (Surani, 2.
Providing economic education in the family will become learning in informal education as a preventive effort so that children avoid consumer behavior and can filter out influences from the surrounding environment that are less profitable for them (Hadi & Murti, 2.
Hendra Rustantono et al.
/ Exploring the Role of Family Economic Education in Meeting Economic Demands.
Sociocultural Dynamics, and Enhancing Economic Literacy Al-Ishlah: Jurnal Pendidikan,Vol.
16, 2 (June 2.
: 1947-1958 1949 of 1958 Economic demands of individual abilities in skills and knowledge to understand financial conditions and concepts, so that individuals are able to make effective decisions related to financial management (Dini Wulandari, 2.
Economic demands greatly influence a person's consumptive behavior because if a person's economic demands are high, they can manage their finances to achieve prosperity so as to avoid consumptive behavior (Johnson & Hunter, n.
Due to their increased consumption, the high number of students who do not comprehend the demands of the economy will likely to be wasteful (Beyer, 1.
Lifestyle is an individual's way of using their time, considering important things in their environment, and their thoughts about themselves and the world around them (Sari.
Tiara.
Narimo, & Saputra, 2.
It was further explained that the socio-cultural order among students can have an impact on the emergence of hedonism or consumer behavior, lifestyle habits that have undergone this change tend to lead to unfavorable or excessive direction which can also be supported by the development of smartphones, social media and e-commerce.
-commerce (Hutamy.
Safutri.
Putri.
Aqiel, & Afryan, 2.
This is proven by the large number of students who buy goods or consume goods just because they follow trends and receive recognition from the surrounding environment, so they are not based on fulfilling their needs (Iverson & Dervan, n.
Students are figures that society hopes to become the nation's good next generation (Neuman, n.
Students should be able to control themselves when buying goods or services so as not to behave consumptively (Roncolato & Koh, 2.
Students must be wise in managing finances in order to create prosperity in the future.
Based on this background, researchers want to prove the factors of economic education in the family, financial literacy, and lifestyle that influence student consumption behavior.
High economic literacy should be possessed by economic actors, both consumers and producers, with the aim of allocating limited resources to meet unlimited needs (S Suparno et al.
, 2.
and (Rowe et al.
, 2.
In this way, if high economic literacy is possessed by economic actors, they will turn every challenge and threat into an opportunity so as to bring profits and benefits for the sustainability of a balanced economy because challenge after challenge will continue to emerge with current technological developments (Manongko.
Tamboto.
Pongoh, & Watung, 2.
, (Jabar & Delayco, 2.
, and (Wollman-Bonilla et al.
, 2.
This study investigates how family economic education influences students' financial behaviors, focusing on managing consumptive tendencies.
This research uses quantitative methods of statistical analysis.
METHODS
This research uses a quantitative explanation method with 5 hypotheses: .
Economic Demands > Economic Literacy - > Family Economic Education, .
Socio-Cultural Order - > Economic Literacy - > Family Economic Education, .
economic demands - > Economic Literacy, .
Economic Literacy - > Family Economic Education, .
Socio-Cultural Order - > Family Economic Education.
Quantitative research methods are positivist-based research techniques used to analyze particular populations or groups (Straits, 2.
The survey approach used in this study gathers data from a sample of people by having them answer questions (Check.
, & Schutt, 2.
In order to gain precise information, the respondent must answer a series of indications that are transformed into structured statements as part of the questionnaire used in this study.
This requires processing the data collected for the study.
In addition to gathering data, researchers also use sampling processes, which entail taking samples from a portion of the population.
A population is a group of individuals with comparable characteristics (Creswell, 2.
Meanwhile, the sample, which represents a percentage of the total population, was selected following specific guidelines (Neuman, n.
The research population consisted of 340 students who were enrolled in Jambi University's economics education study program in Indonesia.
The sample for this study is selected using the Slovin formula, which aims to represent the entire population.
Typically, researchers choose a 1%, 5%, or 10% error rate (Kriyantono, 2.
The sample employed in this study consisted of one hundred respondents.
Since the main advantage of this Hendra Rustantono et al.
/ Exploring the Role of Family Economic Education in Meeting Economic Demands.
Sociocultural Dynamics, and Enhancing Economic Literacy Al-Ishlah: Jurnal Pendidikan,Vol.
16, 2 (June 2.
: 1947-1958 1950 of 1958 method is that it helps to comprehend how "Economic Demands.
Socio-Cultural Order.
Economic Literacy, and Family Economic Education" work, we created the following research model framework.
Figure 1.
Model Development Looking at Aspects of Family Economic Education in Economic Demands.
Socio-Cultural Order, and Economic Literacy Source: Researcher's Elaboration A questionnaire designed to determine economic demands, with indicators namely: .
Job Opportunities, .
Income Level, .
Community Economy, .
Public Facilities.
(Dian Theodora, 2.
with 16 statement items.
Meanwhile, measuring the Socio-Cultural Order variable, with indicators namely: .
Traditional, .
Language, .
Social Values, and .
Norms (Surani, 2.
with 16 statement Furthermore, to understand Economic Literacy, the indicators are: .
Individual Income, .
Role of Economic Actors, .
Economic Policy (Omakhanlen.
Iyika.
Chimezie, & Osho, 2.
has 16 statement Meanwhile, the family economic education will be measured with indicators, namely: .
Exemplary, .
Verbal explanation, .
Relevant behavioral demands, and .
Discussion.